Jim Horne Insurance Agency, Inc. Blog
To protect your house and assets, it is smart to have homeowners insurance. Because different insurance policies offer varied coverage limits, you need to know the full scope of what your policy covers. Typically, homeowners insurance will protect you from fires, lightning strikes, vandalism and tree falls. However, there are several surprising things covered by homeowners insurance.
Take a look at 10 things you might not know your homeowners insurance covers.
Your car insurance rate should reflect how risky you are to insure. Speedy drivers should pay more, right? But that isn’t necessarily true. There are factors that affect car insurance rates that don’t have anything to do with your driving habits. Here are five factors that can affect your premiums.
Business insurance offers financial protection in case of lawsuits, damages, or injuries involving your business. Aside from workers’ compensation and unemployment insurance, you should have general liability coverage. However, these policies may not cover every scenario. Take note that even though other types of coverage are optional, that doesn’t mean you should skimp on them. Here are important policies you should consider getting.
Home insurance provides coverage for both property damage and liability for injuries happening in your home. For instance, when your visitor slips on your kitchen floor, your policy will shoulder treatment expenses.
If you have a standard homeowners’ policy, it should include the following components.
Welcome to our new insurance agency blog!
This is our very first post. We're not quite sure what we're going to write about here, but the plan is to create helpful content for customers and prospective clients about information that is relevant to you.
We hope you'll come to view this as a top resource for keeping your family and your finances safe.
Here are a few of the topics we may be writing about: