Home Insurance

The Types of Home Insurance Coverage

Jim Horne Insurance Agency Inc provides quotes for various home insurance-related coverage for anything you need. We've been around since 1970 and have served Montgomery, AL, for decades. Our staff is dedicated to finding the best coverage for you, so call us today to see how we can help.

Jim Horne Insurance Agency Inc provides quotes for various home insurance-related coverage for anything you need. We've been around since 1970 and have served Montgomery, AL, for decades. Our staff is dedicated to finding the best coverage for you, so call us today to see how we can help.

Whether you want to play it safe or live in an area that isn't the safest place, home insurance is essential to being a homeowner. We can help you find the coverage you need for your home so you, your family, and your assets stay safe and secure.

Mobile Home Insurance

Mobile homes, or trailers, are also benefitted from insurance! While policies will vary from provider to provider, there are many options to choose from. After determining the location of your mobile home and other factors, we can determine the best coverage for you, including additional coverage such as flooding insurance or other natural disasters.

Renters' Insurance

Renters' insurance is very similar to standard homeowner insurance. This can ensure that your personal property is covered against natural disasters and theft, but it does not cover the actual place you rent itself (that's what landlord insurance is for).

Flood Insurance

If your home is located somewhere where you may be at risk of a flood, flood insurance may be something you would benefit from. Insurance carriers will determine your property's risk factor based on location and whether you're susceptible to flooding. Only 20% of homes at risk for floods are covered, so join that 20% and ensure your home is protected.

Landlord Insurance

Are you a landlord concerned about how financial loss with your properties would impact you? Landlord insurance will provide coverage for anything that may cause damage to the property you own, regardless of if it's for natural disasters or criminal activity. However, landlord insurance does not cover your tenants' personal belongings or protect the tenants themselves.

Protect Your Home

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