Jim Horne Insurance Agency, Inc.
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    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
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  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Business >
      • Business Insurance
      • Commercial Auto Insurance
      • Workers Compensation
    • Life Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Other >
      • Boat Insurance
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      • Umbrella Insurance
  • About
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Renters Insurance

Could you afford to replace all your belongings if there were a fire, theft, or other major loss tomorrow?  It only takes a few minutes to see how affordable renters coverage can be.

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What is Renters' Insurance?

Renters' insurance is an insurance policy which provides most of the benefits of homeowners' insurance. This includes liability insurance. The tenant's personal property is also covered against named perils such as fire, theft and vandalism. Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. The owner of the building is responsible for insuring it, but bears no responsibility for the tenant's belongings

How Much Renters' Insurance Do I Need?

The cost of renters insurance and the amount of personal property coverage you need depends on how much your property is worth.

To get a better understanding of your coverage needs, ask yourself the following questions:
  • How much are my belongings worth?
  • Could I afford to buy it all back again if it were destroyed in a fire or stolen?
  • What would I do in the event of a liability lawsuit against me?
And one more thing. If you have ever asked yourself "Do I need renters insurance?" the answer is probably yes.

Contact us to learn more about the right renters insurance policy for you.
(334) 244-0600
3711 Atlanta Hwy
Montgomery, AL 36109
Click Here to Email Us
Renters Insurance Quote
For a quote on renters insurance we must also have your auto insurance in our office. Please call 334-244-0600 for a quote

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Jim Horne Insurance Agency, Inc
3711 Atlanta Hwy
Montgomery, AL 36109
(334) 244-0600​
Click Here to Email Us
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